When you're in financial trouble your first port of call should be the National Debt Helpline. If you can't find the answer to your situation on the National Debt Helpline  website, call 1800 007 007. A trained financial counsellors will assess your situation and provide you with free advice to help you move on. If your matter is more complex, they can refer you to your closest face-to-face financial counselling service. They'll also put you in touch with the right service you require, such as legal services, crisis food and accommodation services, and health services.

• Telephone helpline
• Fact sheets